Things NOT to do During the Home Loan Process

Buy a Home

Buying a home is exciting!  You’ll need new furniture, landscaping, drapes, a refrigerator, …WHOA!  Don’t forget you need to get a home loan in order to buy your dream home and fill it with wonderful things and memories.  The home loan process can be tenuous and challenging if you are not prepared.  I have compiled… [Read More]

How Much Home Can I Afford Making Under $50,000 A Year?

How Much Home Can I Afford

The median 2018 household income in Calcasieu Parish, Louisiana is $46,457.  So, if you make around $50,000 and are wondering “How Much Home Can I Afford” you are in good company.  The Fall buying market is here!  The housing market remains strong!  Home prices and interest rates continue to climb!  This means that NOW is… [Read More]

Shop For Homeowners Insurance

Homeowners Insurance

  Do Homeowners Insurance Costs Vary? The location of your home, its construction and condition all play a part in how much you pay for home insurance (and so do YOU).  Homeowners insurance costs vary widely among providers.  Insurance companies assess risk in different ways so it is important to compare homeowner insurance quotes to… [Read More]

Strong Demand for Housing

Single Family Housing in Demand

Over in the housing market, home builder sentiment remained strong in May as builders are being boosted by growing consumer demand for single-family homes. However, the increasing costs for lumber poses a concern for builders. The NAB Housing Market Index rose two points in May to 70. Tight housing inventory, employment gains and demographic tailwinds… [Read More]

Home Prices Up

Home Prices Up

The S&P Case-Shiller 20-City Home Price Index rose 6.4 percent year over year, which was in line with estimates. National home prices were up 6.2% in November year over year and are 6 percent higher than their 2006 peak. Those in the top 20 cities are still 1.1% lower, however. “Home prices continue to rise… [Read More]

Existing Home Sales to Slow

Home for Sale

Pending home sales squeaked out a minor gain in November on a monthly and annualized basis, according to the National Association of REALTORS® (NAR). The Pending Home Sales Index, a forward-looking indicator based on contract signings, rose 0.2 percent to 109.5 in November from 109.3 in October. The index remains at its highest reading since… [Read More]

Housing Affordability Improved


CoreLogic reports that home prices nationwide, including distressed sales, surged by 7% in September 2017 compared to September 2016. Month over month, sales were up 0.9% in September from August. Limited inventories coupled with low home loan rates continue to be the catalysts driving higher home prices. In addition, a strengthening economy and healthy consumer… [Read More]

Home Price Gains Remain Solid


Home price gains remained solid in August due in part to low mortgage rates and an improving economy. The S&P/Case-Shiller 20-City Home Price Index rose 5.9% year over year, in line with estimates. David M. Blitzer, managing director and chairman of the Index Committee at S&P Dow Jones Indices, said, “Home price increases appear to… [Read More]