Welcome To Kara Davis Home Loans!
Kara Davis is your premier loan officer located in Lake Charles, Louisiana. She is committed to helping you find the right mortgage product for your residential lending needs in Louisiana and nationwide in 47 additional states. Kara understands that every borrower is different and offers a variety of products to match home buyers with home loans resulting in home owners. Kara Davis makes the process of securing a home loan simple and stress-free by providing you the most progressive financial tools and up-to-date market information!
FHA Loans: An FHA Loan can be used to purchase a new property, refinance your existing mortgage or renovate/rehabilitate a property. Cash out refinance options are available to purchasers who are in need of consolidating debt while streamline refinance loans can lower interest rates on current FHA Loans.
FHA (203k) Loans: The FHA 203k is a renovation loan program where the borrower purchases or refinances a property in as-is condition and rolls the cost of the renovation or rehabilitation all into one loan.
VA Loans: VA Loans offer a 0% down payment (100% financing) and relaxed credit requirements compared to some other mortgage programs.
Conventional Loans: Conventional Loans are mortgage loans referred to as a non-GSE loan; a non-government sponsored entity loan.
Construction Loans: A Construction Loan can be used for building a home- your dream home. Build on your own lot using the land equity as your down payment or a purchase transaction financing the land bought from a builder or third party land owner.
Whether you are a first-time home buyer, purchasing your forever home, refinancing an outstanding loan, consolidating debt, or building a new home, Kara Davis is here to help you take that first step toward a financial solution!